• A Cobweb Model of Financial Stability in Norway 

      Dahl, Geir Arne; Kloster, Thea Birkeland; Larsen, Unni; Rakkestad, Ketil Johan; Reisvaag, Rebekka; Syversten, Bjørne Dyre H.; Træe, Cathrine Bolstad (Staff Memo;15/2011, Working paper, 2011)
      The Staff Memo presents a cobweb model of financial stability in Norway. The model is a technical tool that incorporates both vulnerabilities in the banking sector and external risks to the banking sector. Thus, the model ...
    • Bankenes etterspørsel og kredittpraksis siden 2008 : Resultater fra Norges Banks utlånsundersøkelse 

      Lindquist, Kjersti-Gro; Mundal, Olav M.K.; Riiser, Magdalena D.; Solheim, Haakon (Staff Memo;17/2016, Working paper, 2016)
      Artikkelen presenterer utviklingen i etterspørsel etter kreditt og kredittpraksis fra norske banker siden 2008, slik de er representert i Norges Banks utlånsundersøkelse. Norske banker har rapportert om en betydelig ...
    • How to assess the systemic risk buffer for banks 

      Mæhlum, Sverre; Riiser, Magdalena D. (Staff Memo;11/2019, Working paper, 2019)
      Since 2013, Norwegian banks have been required to hold a systemic risk buffer (SyRB) of 3 percent. The reason for the buffer is to address structural vulnerabilities in the economy and the financial system. The Ministry ...
    • Hvordan vurdere systemrisikobufferen for bankene? 

      Mæhlum, Sverre; Riiser, Magdalena D. (Staff Memo;11/2019, Working paper, 2019)
      Siden 2013 har det vært krav om at norske banker skal holde en systemrisikobuffer på tre prosent. Kravet begrunnes med strukturelle sårbarheter i økonomien og finanssystemet. Finansdepartementet har foreslått å øke ...
    • Ten Years of Household Micro Data. What Have We Learned? 

      Lindquist, Kjersti-Gro; Riiser, Magdalena D.; Solheim, Haakon; Vatne, Bjørn Helge (Staff Memo;8/2014, Working paper, 2014)
      Administrative register data for Norwegian households are used to analyse the distribution of debt and assets by income, wealth and age group. We find that the cross-sectional distribution is skewed. The distribution of ...