dc.contributor.author | Lindquist, Kjersti-Gro | |
dc.contributor.author | Solheim, Haakon | |
dc.contributor.author | Vatne, Bjørn Helge | |
dc.date.accessioned | 2018-08-15T07:51:57Z | |
dc.date.available | 2018-08-15T07:51:57Z | |
dc.date.issued | 2017 | |
dc.identifier.uri | http://hdl.handle.net/11250/2558008 | |
dc.description.abstract | Average debt among Norwegian households has increased substantially over time. A decomposition analysis shows that debt growth to a great extent reflects higher incomes and higher house values. For homeowners, debt growth has also been driven by an increased willingness or ability to borrow. For home buyers, both first-time buyers and homeowners buying a new home, reduced borrowing related to the value of the dwelling has curbed the increase in debt. This is in line with the expected effect of a new regulation setting stricter requirements for residential mortgage loans. | nb_NO |
dc.language.iso | eng | nb_NO |
dc.publisher | Norges Bank | nb_NO |
dc.relation.ispartofseries | Economic Commentaries;6/2017 | |
dc.rights | Attribution-NonCommercial-NoDerivatives 4.0 Internasjonal | * |
dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/4.0/deed.no | * |
dc.title | Decomposition of the Increase in Household Debt | nb_NO |
dc.type | Others | nb_NO |
dc.description.version | publishedVersion | nb_NO |
dc.subject.nsi | VDP::Samfunnsvitenskap: 200::Økonomi: 210::Samfunnsøkonomi: 212 | nb_NO |
dc.source.pagenumber | 18 | nb_NO |