Blar i Norges Banks vitenarkiv på forfatter "Gresvik, Olaf"

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    • Bankenes kostnader og inntekter i betalingsformidlingen i 2001 

      Gresvik, Olaf; Øwre, Grete (Journal article, 2002)
      Det har vært en sterk produktivitetsøkning i finansiell sektor på 1990-tallet, og endringer i betalingsformidlingen har vært en viktig kilde til dette. Betalingstransaksjonene produseres nå til betydelig lavere kostnader ...

    • Banks’ Costs and Income in the Payment System in 2001 

      Gresvik, Olaf; Øwre, Grete (Journal article, 2002)
      According to national accounts data, the financial sector showed a strong increase in productivity in the 1990s. This article explains that this was largely due to changes in the payment system. A larger number of payment ...

    • Costs and Income in the Norwegian Payment System 2001. An Application of the Activity Based Costing Framework 

      Gresvik, Olaf; Øwre, Grete (Working Papers;8/2003, Working paper, 2003)
      This paper summarizes a survey of costs and income in the payment system of Norwegian banks in 2001. The cost analysis was carried out by using the activity based costing (ABC) framework. The results from this analysis are ...

    • Costs in the Norwegian Payment System 

      Gresvik, Olaf; Haare, Harald (Staff Memo;4/2009, Working paper, 2009)
      We calculate social and private cost for the use and production of payment services in Norway for 2007. The calculations include banks’, merchants’ and households’ cost for cash, cards and giro payments. The social cost ...

    • Costs in the Norwegian Payment System 2007 – a Brief Overview of the Surveys and Results 

      Gresvik, Olaf; Haare, Harald (Staff Memo;9/2008, Working paper, 2008)
      The analysis covers social costs associated with payment cards, giros and cash. The bulk of retail payments in Norway are settled by means of these instruments. The social costs of using and producing these payment services ...

    • Costs in the Norwegian Payment System : Questionnaires 

      Gresvik, Olaf; Haare, Harald (Staff Memo;5/2009, Working paper, 2009)

    • Costs in the Payment System 

      Gresvik, Olaf; Haare, Harald (Journal article, 2009)
      This article presents the estimated costs in 2007 of the use and production of the most common Norwegian payment services: payment cards, giros and cash. The social cost of using and producing payment services was NOK 11 ...

    • Increased Cash Holdings – Reduced Use of Cash: A Paradox? 

      Gresvik, Olaf; Kaloudis, Aris (Journal article, 2001)
      Outstanding cash holdings in Norway have increased in real terms since 1980 and now amount to about NOK 10 000 per person. We can only ascribe between 37 and 47 per cent of cash holdings to legal, registered, quantifiable ...

    • Kostnader i betalingssystemet 

      Gresvik, Olaf; Haare, Harald (Journal article, 2009)
      I artikkelen presenteres beregnede kostnader i 2007 ved bruk og produksjon av de vanligste norske betalingstjenestene: betalingskort, giro og kontanter. De samfunnsøkonomiske kostnadene ved å bruke og produsere betalingstjenester ...

    • Payment Habits at Point of Sale. Different Methods of Calculating Use of Cards and Cash in Norway 

      Gresvik, Olaf; Haare, Harald (Staff Memo;6/2008, Working paper, 2008)
      We use different empirical methods for estimating the use of cash in Norway. One method gives an estimate of the “maximum” value of cash use at point of sale. A second estimates the minimum use of cash in the society ...

    • Økt kontantbeholdning - redusert kontantbruk: Et paradoks? 

      Gresvik, Olaf; Kaloudis, Aris (Journal article, 2001)
      I Norge har den utestående kontantbeholdningen reelt sett økt siden 1980, og er nå ca 10 000 kroner per person. Vi kan bare tilordne mellom 37 og 47 prosent av kontantbeholdningen i 2000 til lovlige, registrerte/estimerbare ...