Blar i Norges Banks vitenarkiv på emneord "bank competition"
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Does Information Sharing Reduce the Role of Collateral as a Screening Device?
(Working Papers;19/2012, Working paper, 2012)Information sharing and collateral reduce adverse selection costs, but are costly for lenders. When a bank learns more about the types of its rival's borrowers through information sharing (e.g., credit bureaus), it might ... -
Information Sharing and Information Acquisition in Credit Markets
(Working Papers;24/2010, Working paper, 2010)Since information asymmetries have been identified as an important source of bank profits, it may seem that the establishment of information sharing (e.g., introducing credit bureaus or public registers) will lead to lower ...