• Banking on deposit relationships: implications for hold-up problems in the loan market 

      Cao, Jin; Garcia-Appendini, Emilia; Huylebroek, Cédric (Working paper;4/2024, Working paper, 2024)
      Theory suggests that by lending to a firm, inside banks gain an informational advantage over non-lender outside banks. This informational gap hinders borrowers from switching lenders due to a winner’s curse faced by competing ...
    • Rewiring supply chains through uncoordinated climate policy 

      Benincasa, Emanuela; Carradori, Olimpia; Ferreira, Miguel; Garcia-Appendini, Emilia (Working paper;18/2024, Working paper, 2024)
      We show that climate transition risks can significantly disrupt supply chain networks. Specifically, suppliers affected by the California cap-and-trade program are more likely to lose customer relationships and less likely ...