Browsing Norges Banks vitenarkiv by Author "Wold, Ella Getz"

Now showing items 1-4 of 4

    • Boligmarkedet i pandemiåret 2020 

      Lindquist, Kjersti-Gro; Mæhlum, Sverre; Vatne, Bjørn Helge; Wold, Ella Getz (Staff Memo;6/2021, Working paper, 2021)
      Til tross for pandemien var boligprisveksten høy gjennom store deler av 2020. Lavere utlånsrenter, endringer i boligpreferanser og begrenset tilbud av nye boliger har bidratt til økt prispress, især i Oslo. Våre analyser ...

    • Mortgage regulation and financial vulnerability at the household level 

      Aastveit, Knut Are; Juelsrud, Ragnar Enger; Wold, Ella Getz (Working Paper;6/2020, Working paper, 2020)
      We evaluate the impact of mortgage regulation on credit volumes, household balance sheets and the reaction to adverse economic shocks. Using a comprehensive dataset of all housing transactions in Norway matched with buyers' ...

    • Negative Nominal Interest Rates and the Bank Lending Channel 

      Eggertsson, Gauti B.; Juelsrud, Ragnar E.; Summers, Lawrence H.; Wold, Ella Getz (Working Paper;4/2019, Working paper, 2019)
      Following the crisis of 2008, several central banks engaged in a new experiment by setting negative policy rates. Using aggregate and bank level data, we document that deposit rates stopped responding to policy rates once ...

    • The Saving and Employment Effects of Higher Job Loss Risk 

      Juelsrud, Ragnar E.; Wold, Ella Getz (Working Paper;17/2019, Working paper, 2019)
      In this paper we use Norwegian tax data and a novel natural experiment to isolate the impact of job loss risk on saving behavior. We find that a one percentage point increase in job loss risk increases liquid savings by ...