Blar i Norges Banks vitenarkiv på forfatter "Gulbrandsen, Magnus A. H."
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Does high debt make households more vulnerable? : A survey of empirical literature using microdata
Gulbrandsen, Magnus A. H. (Staff Memo;3/2023, Working paper, 2023) -
The driving forces behind households’ accumulation of consumer debt
Gautam, Himal; Getz-Wold, Ella; Gulbrandsen, Magnus A. H.; Nenov, Plamen (Staff Memo;8/2024, Working paper, 2024)In this Staff Memo we explore the determinants of unsecured consumer debt among Norwegian households using detailed administrative data from 2020 to 2024. We identify a set of key drivers, including life-cycle patterns, ... -
Gjør høy gjeld husholdningenes konsum mer sensitivt for økonomiske sjokk? En oversikt over empirisk litteratur basert på mikrodata
Gulbrandsen, Magnus A. H. (Staff Memo;3/2023, Working paper, 2023) -
How does monetary policy affect household indebtedness?
Fagereng, Andreas; Gulbrandsen, Magnus A. H.; Holm, Martin B.; Natvik, Gisle J. (Working Paper;5/2021, Working paper, 2021)Households’ debt-to-income ratios change due to (a) primary deficits or (b) "Fisher effects" from interest costs, income growth, and inflation. With Norwegian micro data, we estimate how monetary policy affects household ... -
Peer effects and debt accumulation: Evidence from lottery winnings
Gulbrandsen, Magnus A. H. (Working Paper;10/2021, Working paper, 2021)I estimate the effect of lottery winnings on peers' debt accumulation using administrative data from Norway. I identify neighbors of lottery winners, and estimate an average debt response of 2.1 percent of the lottery ...