• Banks’ Buffer Capital: How Important Is Risk? 

      Lindquist, Kjersti-Gro (Working Papers;11/2003, Working paper, 2003)
      Most banks hold a capital to asset ratio well above the required minimum defined by the present capital adequacy regulation (Basel I). Using bank-level panel data from Norway, important hypotheses concerning the determination ...
    • Evaluation of Macroeconomic Models for Financial Stability Analysis 

      Bårdsen, Gunnar; Lindquist, Kjersti-Gro; Tsomocos, Dimitrios P. (Working Papers;1/2006, Working paper, 2006)
      As financial stability has gained focus in economic policymaking, the demand for analyses of financial stability and the consequences of economic policy has increased. Alternative macroeconomic models are available for ...
    • Getting a Foot on the Housing Ladder: The Role of Parents in Giving a Leg-Up 

      Halvorsen, Elin; Lindquist, Kjersti-Gro (Working Papers;19/2017, Working paper, 2017)
      In this paper we question whether parental resources are important for first-time buyers? We find a nuanced set of results. First, when parents help out financially, it clearly increases the probability of entering the ...
    • Pursuing Financial Stability Under an Inflation-Targeting Regime 

      Akram, Q. Farooq; Bårdsen, Gunnar; Lindquist, Kjersti-Gro (Working Papers;8/2006, Working paper, 2006)
      We evaluate two main views on pursuing financial stability within a flexible inflation-targeting regime. It appears that potential gains from an activist or precautionary approach to promoting financial stability are highly ...
    • The Effect of New Technology in Payment Services on Banks' Intermediation 

      Lindquist, Kjersti-Gro (Working Papers;6/2002, Working paper, 2002)
      In many countries, payment services in banking have shifted from paper-based giro and cheque payments to electronic giro and debit card payments. This paper analyses the effect of this change in payment technology within ...