Blar i Staff Memo på forfatter "Haare, Harald"

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    • Clearingen i Norges Bank 

      Haare, Harald (Staff Memo;22/2012, Working paper, 2012)
      I dag benyttes begrepet ”clearing” ofte om avregning av betalinger og handel i verdipapirer og derivater. De beløp aktørene skylder og har til gode mot hverandre regnes til en nettoposisjon for hver enkelt aktør, som så ...

    • Costs in the Norwegian Payment System 

      Gresvik, Olaf; Haare, Harald (Staff Memo;4/2009, Working paper, 2009)
      We calculate social and private cost for the use and production of payment services in Norway for 2007. The calculations include banks’, merchants’ and households’ cost for cash, cards and giro payments. The social cost ...

    • Costs in the Norwegian Payment System 2007 – a Brief Overview of the Surveys and Results 

      Gresvik, Olaf; Haare, Harald (Staff Memo;9/2008, Working paper, 2008)
      The analysis covers social costs associated with payment cards, giros and cash. The bulk of retail payments in Norway are settled by means of these instruments. The social costs of using and producing these payment services ...

    • Costs in the Norwegian Payment System : Questionnaires 

      Gresvik, Olaf; Haare, Harald (Staff Memo;5/2009, Working paper, 2009)

    • Norges Bank’s Financial Sector Role in the Period 1945-2013, with a Particular Focus on Financial Stability 

      Haare, Harald; Lund, Arild J.; Solheim, Jon A. (Staff Memo;9/2016, Working paper, 2016)
      This article is a slightly revised version of Chapter II (the summary) of Norges Bank’s Occasional Paper No. 48, published in Norwegian, which surveys financial sector developments and Norges Bank’s financial sector role ...

    • Payment Habits at Point of Sale. Different Methods of Calculating Use of Cards and Cash in Norway 

      Gresvik, Olaf; Haare, Harald (Staff Memo;6/2008, Working paper, 2008)
      We use different empirical methods for estimating the use of cash in Norway. One method gives an estimate of the “maximum” value of cash use at point of sale. A second estimates the minimum use of cash in the society ...

    • Samfunnets besparelse ved overgang til elektronisk faktura 

      Haare, Harald (Staff Memo;7/2014, Working paper, 2014)
      Norge har et effektivt betalingssystem sammenlignet med de fleste andre land. Dette er dokumentert gjennom Norges Banks kostnadsundersøkelser og i bankens årsrapporter om betalingssystem. Det er likevel rom for forbedringer. ...