The Declining Deposit to Loan Ratio - What Can the Banks Do?

dc.contributor.author	Berg, Sigbjørn Atle
dc.date.accessioned	2018-08-01T13:12:20Z
dc.date.available	2018-08-01T13:12:20Z
dc.date.issued	2012
dc.identifier.isbn	978-82-7553-695-0
dc.identifier.issn	1504-2596
dc.identifier.uri	http://hdl.handle.net/11250/2507173
dc.description.abstract	We have been exploring possible explanations for the strong decline in the ratio between bank deposits held by the non-financial sector in Norway, and the bank loans taken by the same sector. We have followed two different but related lines of reasoning. First, we have been looking at the relative return on bank deposits and on the relative costs of bank loans in a portfolio model approach. Second, we have tried to follow financial flows to identify structural changes in the Norwegian markets that could have an effect on the deposit-to-loan ratio.	nb_NO
dc.language.iso	eng	nb_NO
dc.publisher	Norges Bank	nb_NO
dc.relation.ispartofseries	Staff Memo;28/2012
dc.rights	Attribution-NonCommercial-NoDerivatives 4.0 Internasjonal	*
dc.rights.uri	http://creativecommons.org/licenses/by-nc-nd/4.0/deed.no	*
dc.title	The Declining Deposit to Loan Ratio - What Can the Banks Do?	nb_NO
dc.type	Working paper	nb_NO
dc.subject.nsi	VDP::Samfunnsvitenskap: 200::Økonomi: 210::Samfunnsøkonomi: 212	nb_NO
dc.source.pagenumber	16	nb_NO

Med mindre annet er angitt, så er denne innførselen lisensiert som Attribution-NonCommercial-NoDerivatives 4.0 Internasjonal