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dc.contributor.authorLindquist, Kjersti-Gro
dc.contributor.authorSolheim, Haakon
dc.contributor.authorVatne, Bjørn Helge
dc.description.abstractAverage debt among Norwegian households has increased substantially over time. A decomposition analysis shows that debt growth to a great extent reflects higher incomes and higher house values. For homeowners, debt growth has also been driven by an increased willingness or ability to borrow. For home buyers, both first-time buyers and homeowners buying a new home, reduced borrowing related to the value of the dwelling has curbed the increase in debt. This is in line with the expected effect of a new regulation setting stricter requirements for residential mortgage loans.nb_NO
dc.publisherNorges Banknb_NO
dc.relation.ispartofseriesEconomic Commentaries;6/2017
dc.rightsAttribution-NonCommercial-NoDerivatives 4.0 Internasjonal*
dc.titleDecomposition of the Increase in Household Debtnb_NO
dc.subject.nsiVDP::Samfunnsvitenskap: 200::Økonomi: 210::Samfunnsøkonomi: 212nb_NO

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Attribution-NonCommercial-NoDerivatives 4.0 Internasjonal
Med mindre annet er angitt, så er denne innførselen lisensiert som Attribution-NonCommercial-NoDerivatives 4.0 Internasjonal