Retail Payment Services 2017
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In 2017, the average number of card transactions per inhabitant was 441, while the average value of card transactions was NOK 397. There was renewed strong growth in the use of international payment cards, reflecting sharp increases in internet and mobile payments. There was a further decline in the use of the cash infrastructure, such as ATMs and point-of-sale (POS) cash-back. Sample-based surveys from Norges Bank indicate that cash is currently used in approximately every tenth payment made by private individuals at points of sale and for P2P (person-to-person) payment transactions. Starting with the statistical year 2017, Norges Bank publishes figures for mobile payments, instant payments and contactless card payments.