Blar i Norges Banks vitenarkiv på tittel
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How broadband internet affects labor market matching
(Working Paper;1/2020, Working paper, 2020)How the internet affects job matching is not well understood due to a lack of data on job vacancies and quasi-experimental variation in internet use. This paper helps fill this gap using plausibly exogenous roll-out of ... -
How Central Banks Influence Interest Rates
(Others, 2015) -
How Do Banks’ Funding Costs Affect Interest Margins?
(Working Papers;9/2011, Working paper, 2011)We use a dynamic factor model and a detailed panel data set with quarterly accounts data on all Norwegian banks to study the effects of banks’ funding costs on their retail rates. Banks’ funds are categorized into two ... -
How do climate-related conditions affect Norwegian enterprises? : Results of three surveys in Norges Bank's Regional Network
(Staff Memo;5/2023, Working paper, 2023)Climate change and the transition to a low-carbon economy affect the Norwegian and global economy in many ways. To gain greater insight into how these changes affect the Norwegian economy, Norges Bank has asked a selection ... -
How Do Households Finance Real Estate Purchases?
(Economic Commentaries;2/2018, Others, 2018)Norwegian households' high debt levels have long been cited as a financial stability risk (see e.g. Norges Bank's Financial Stability Report). Household borrowing is closely associated with the financing of home purchases, ... -
How does IFRS 9 affect banks’ impairment recognition in bad times?
(Staff Memo;9/2019, Working paper, 2019)IFRS 9 has changed the way banks recognise credit losses. Under IFRS 9, credit impairment shall be based on more forward-looking assessments by including recognition of expected credit losses. The purpose of this memo is ... -
How does monetary policy affect household indebtedness?
(Working Paper;5/2021, Working paper, 2021)Households’ debt-to-income ratios change due to (a) primary deficits or (b) "Fisher effects" from interest costs, income growth, and inflation. With Norwegian micro data, we estimate how monetary policy affects household ... -
How Does Monetary Policy Respond to Exchange Rate Movements? New International Evidence
(Working Papers;15/2008, Working paper, 2008)This paper analyzes how monetary policy responds to exchange rate movements in open economies, paying particular attention to the two-way interaction between monetary policy and exchange rate movements. We address this ... -
How Does Norges Bank Influence Interest Rates? : chronicle in Finansavisen
(Chronicle, 1999-08-30) -
How important is it for a nation to have a payment system?
(Others, 2019) -
How Is Market Turbulence Affecting Norwegian Banking Groups' Funding Costs?
(Economic Commentaries;7/2012, Others, 2012)Recent years' turbulence in financial markets has led to changes in funding conditions for Norwegian banking groups. Through 2008, risk premiums on banking groups' bond funding rose sharply. After falling back and stabilising ... -
How Large Are the Financial Margins of Norwegian Households? an Analysis of Micro Data for the Period 1987–2004
(Journal article, 2006)In this article, financial margins in Norwegian households are calculated using micro data for the period 1987 – 2004. Financial margins are defined as household liquid assets after borrowing costs and ordinary living ... -
How Many Are Unemployed?
(Economic Commentaries;9/2016, Others, 2016)The gap between the official unemployment measures in Norway has recently been unusually wide. In this commentary, we discuss possible explanations for this gap. Part of the difference can be attributed to the fact that ... -
How much CET1 capital must banks set aside for commercial real estate exposures?
(Staff Memo;10/2019, Working paper, 2019)The Ministry of Finance has proposed a temporary capital requirement (risk weight floor) for commercial real estate (CRE) exposures in Norway, applicable to the largest banks. CRE is the sector where banks have historically ... -
How Much of a Tailwind Have We Had from the Weaker Krone?
(Staff Memo;6/2019, Working paper, 2019)It is usual to assume that a weaker currency will stimulate exports and improve the balance of trade. Despite the krone’s depreciation in recent years, however, exports have grown little and the non-oil trade deficit has ... -
How New Keynesian Is the US Phillips Curve?
(Working Papers;25/2013, Working paper, 2013)I provide a generalization of Calvo price setting, to include non-overlapping contracts as a special case and embed this in a small DSGE model. The resulting Generalized Phillips Curve (GPC) nests New-Keynesian and ... -
How to assess the systemic risk buffer for banks
(Staff Memo;11/2019, Working paper, 2019)Since 2013, Norwegian banks have been required to hold a systemic risk buffer (SyRB) of 3 percent. The reason for the buffer is to address structural vulnerabilities in the economy and the financial system. The Ministry ... -
How to Treat the Exchange Rate Assumption for an Inflation Targeting Regime
(Staff Memo;4/2005, Working paper, 2005)"The topic I am going to discuss here is how to treat the exchange rate assumption when making projections under an inflation targeting regime. The central bank of Norway made the official change to inflation targeting in ... -
How Vulnerable Are Financial Institutions to Macroeconomic Changes? : An Analysis Based on Stress Testing
(Journal article, 2002)Macroeconomic changes have been an important reason why financial institutions have experienced losses on loans to households and enterprises. This article contains an analysis of financial institutions’ vulnerability in ... -
Human vs. Machine: Disposition Effect among Algorithmic and Human Day Traders
(Working paper;6/2022, Working paper, 2022)This paper studies whether and why algorithmic traders exhibit one of the most broadlydocumented behavioral puzzles – the disposition effect. We use trade data from the NASDAQ Copenhagen Stock Exchange merged with the ...