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    • Why Do Norwegians Increase Their Savings When the Interest Rate Is Cut? 

      Liane, Gro M. (Staff Memo;15/2013, Working paper, 2013)
      This note aims to shed light on the relationship between interest rates and household savings in Norway. To this end, I use a simple life-cycle model that accounts for actual debt levels of Norwegian households. The starting ...

    • Why Regulate Banks? 

      Borchgrevink, Henrik; Søvik, Ylva; Vale, Bent (Staff Memo;16/2013, Working paper, 2013)
      In this note we seek to provide a first guide to how the economic literature explains the rationale for regulating banks. The guide is not exhaustive with respect to academic papers covered. Neither do we elaborate on how ...